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	<title>Foreign Banking Sales Association</title>
	<atom:link href="http://www.fbsa.org.uk/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.fbsa.org.uk</link>
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		<title>Businesses lessening energy use because of high prices</title>
		<link>http://www.fbsa.org.uk/2011/12/businesses-lessening-energy-use-because-of-high-prices/</link>
		<comments>http://www.fbsa.org.uk/2011/12/businesses-lessening-energy-use-because-of-high-prices/#comments</comments>
		<pubDate>Wed, 21 Dec 2011 13:57:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Energy Usage]]></category>
		<category><![CDATA[Finance]]></category>

		<guid isPermaLink="false">http://www.fbsa.org.uk/?p=77</guid>
		<description><![CDATA[Expensive business electric and gas expenses have resulted in most companies minimizing the amount of energy being used, in accordance with figures from British Gas parent company Centrica. Gas usage by businesses fell by 15% and electricity use declined by 12% from January to October of this year in comparison to the same interval last ...]]></description>
			<content:encoded><![CDATA[<p>Expensive <a href="http://www.business-electricity.co.uk/">business electric</a> and gas expenses have resulted in most companies minimizing the amount of energy being used, in accordance with figures from British Gas parent company Centrica.<span id="more-77"></span></p>
<p>Gas usage by businesses fell by 15% and electricity use declined by 12% from January to October of this year in comparison to the same interval last year. Residential customers are also reducing their energy use, with gas consumption in homes falling by 17% and electricity by 3%. Although these results are just for British Gas customers, other energy suppliers will likely have similar figures.</p>
<p>As a result of people cutting back and the heat wave in the autumn, Centrica have said that they will be expecting a smaller profit at the end of 2011 &#8211; however, they are still expecting to make £2.48billion in profit despite many domestic and business customers fighting their bills.</p>
<p>With many companies finding that their present <a href="http://www.business-electricity.co.uk/business-electric-prices/">business electricity prices</a> are way too substantial, switching suppliers is advised to make sure that business owners are receiving the best possible price and never spending more than they have to on essential outgoings.</p>
<p>Along with using the services of the Big Six, there are numerous of smaller <a href="http://www.business-electricity.co.uk/business-electricity-suppliers-providers/">business electricity suppliers</a> that offer a number of different tariffs. Due to this, business decision makers should make sure that they are not just keeping the basic tariff from their current energy supplier and instead allocate a period of time to discovering other choices.</p>
<p>Spending a small amount of time searching around for the next energy plan could help businesses decrease the cost that they are shelling out for their business gas and electricity, so it&#8217;s definitely a worthwhile use of your time no matter how busy and hectic your schedule may be.</p>
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		<title>Bogus Insurance Claims of Whiplash Cost Every Driver Almost £100</title>
		<link>http://www.fbsa.org.uk/2011/11/bogus-insurance-claims-of-whiplash-cost-every-driver-almost-100/</link>
		<comments>http://www.fbsa.org.uk/2011/11/bogus-insurance-claims-of-whiplash-cost-every-driver-almost-100/#comments</comments>
		<pubDate>Fri, 25 Nov 2011 16:38:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Insurance Claims]]></category>

		<guid isPermaLink="false">http://www.fbsa.org.uk/?p=74</guid>
		<description><![CDATA[Despite there being a fall in the number of car accidents, bogus insurance claims of whiplash are costing every driver almost £100. It has been revealed that thousands of whiplash claims are resulting in the average car insurance policy surging by £90. According to a survey of GPs by the King’s Fund, the accident rate ...]]></description>
			<content:encoded><![CDATA[<p style="text-align: left;" align="center">Despite there being a fall in the number of car accidents, bogus <a style="text-align: -webkit-auto;" href="http://www.insuranceclaims.co.uk/"><strong>insurance claims</strong></a><span class="Apple-style-span" style="text-align: -webkit-auto;"> of whiplash are costing every driver almost £100.</span></p>
<p>It has been revealed that thousands of whiplash claims are resulting in the average car insurance policy surging by £90.</p>
<p>According to a survey of GPs by the King’s Fund, the accident rate has dropped by 16% but yet a ‘whiplash epidemic’ across the UK is resulting in a massive £2billion a year craze.</p>
<p>The number of claims has increased by 30% in the past three years, jumping to 570,000 a year- or just one claim per minute.</p>
<p>Findings from the Insurance Fraud Bureau, state that at least 30,000 whiplash claims are outright fraudulent<a name="_GoBack"></a> and are costing £350 million a year. Insurers say some doctors and ambulance-chasing lawyers are ‘scamming the system’ and data shows that 47% of UK doctors think the claims system is flawed.</p>
<p>They are calling on the government to implement new guidelines to tackle the culture; one that has a more robust process for diagnosing, treating and dealing with whiplash insurance claims. One insurer said that the current system, as evident of the findings, is wide open to abuse and allows false claims to be made.</p>
<p>There are over 1,600 whiplash diagnoses a day, so get specialist insurance claims advice with professional <a href="http://www.insuranceclaims.co.uk/"><strong>loss assessors</strong></a>.</p>
<p>For all claims in excess of £1,000, your insurance company will appoint its own <a href="http://www.insuranceclaims.co.uk/"><strong>loss adjusters</strong></a><strong> </strong>who will investigate the claim. For any insurance help whether it is for whiplash, fire, burglary or flood; contact Insurance Claims today- the best known insurance claims management experts in the UK.</p>
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		<title>Energy efficiency investment fund launched in London</title>
		<link>http://www.fbsa.org.uk/2011/09/energy-efficiency-investment-fund-launched-in-london/</link>
		<comments>http://www.fbsa.org.uk/2011/09/energy-efficiency-investment-fund-launched-in-london/#comments</comments>
		<pubDate>Thu, 15 Sep 2011 09:50:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Finances]]></category>

		<guid isPermaLink="false">http://www.fbsa.org.uk/?p=72</guid>
		<description><![CDATA[London Mayor Boris Johnson has launched a new fund for public sector companies to make their buildings more energy efficient and lower carbon emissions. The London Energy Efficiency Fund offers cheap loans for organisations such as hospitals, local authorities and police and fire stations to set up energy efficiency equipment in their property. The fund ...]]></description>
			<content:encoded><![CDATA[<p>London Mayor Boris Johnson has launched a new fund for public sector companies to make their buildings more energy efficient and lower carbon emissions.</p>
<p>The London Energy Efficiency Fund offers cheap loans for organisations such as hospitals, local authorities and police and fire stations to set up <a href="http://www.apolloenviro.co.uk/energy-efficiency-equipment/" target="_blank">energy efficiency equipment</a> in their property.</p>
<p>The fund provides loans which is between £3 million and £10 million for setting up measures such as energy efficient lighting systems, upgrading boilers and fitting smart meters. It is anticipated that NHS Trusts, housing associations and establishments in the voluntary sector are going to be among those that will borrow money from the fund.</p>
<p>Presently, 10 per cent of all carbon emissions in the capital arrive from public sector structures alone so decreasing emissions from these buildings is important to help the city reduce its carbon footprint.</p>
<p>Nevertheless, it is not just big organisations who ought to look to cutting their CO2 emissions. Smaller businesses may also have a good effect on the environment by decreasing their carbon emissions. Making use of the solutions of a company which offers <a href="http://www.apolloenviro.co.uk/" target="_blank">environmental consultancy services</a> for example <a href="http://www.apolloenviro.co.uk/" target="_blank">Apollo Enviro</a> can help you find areas were you could reduce your carbon emissions.</p>
<p>From setting up voltage optimisation units to reduce the energy used by a business’ gear, to arranging environmental awareness workshops to show staff how tiny changes to their habits can make a big distinction, Apollo Enviro can help businesses reduce their carbon footprint and maybe even save money on their energy costs.</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
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			<wfw:commentRss>http://www.fbsa.org.uk/2011/09/energy-efficiency-investment-fund-launched-in-london/feed/</wfw:commentRss>
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		<title>Getting the warmth of the office incorrect can set off air con anger</title>
		<link>http://www.fbsa.org.uk/2011/09/getting-the-warmth-of-the-office-incorrect-can-set-off-air-con-anger/</link>
		<comments>http://www.fbsa.org.uk/2011/09/getting-the-warmth-of-the-office-incorrect-can-set-off-air-con-anger/#comments</comments>
		<pubDate>Tue, 13 Sep 2011 12:48:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business]]></category>

		<guid isPermaLink="false">http://www.fbsa.org.uk/?p=69</guid>
		<description><![CDATA[75% of workers in offices have had feuds over the perfect temperature of their office and say the temperature is never quite right, it&#8217;s been uncovered. A survey amongst individuals who work in offices found that many people are unsatisfied about the climate of their office, whether it&#8217;s too hot or too cold due to ...]]></description>
			<content:encoded><![CDATA[<p>75% of workers in offices have had feuds over the perfect temperature of their office and say the temperature is never quite right, it&#8217;s been uncovered.</p>
<p>A survey amongst individuals who work in offices found that many people are unsatisfied about the climate of their office, whether it&#8217;s too hot or too cold due to <a href="http://www.airconco.com/portable-air-conditioners/" target="_blank">portable air conditioners</a>.</p>
<p><a href="http://www.airconco.com/portable-air-conditioners/" target="_blank">Portable air conditioning</a> units can also create problems if they’re not at the correct temperature, with nearly 90 percent of workers stating that their work area can be too cold.</p>
<p>However, you will need to have air conditioning installed as 61 percent of participants said that being too hot is worse than getting too cold in the office.</p>
<p>In addition there are regional distinctions &#8211; with individuals doing work in the North West more prone to dispute with their co-workers over climate than every other region of the country and workers in the South West and London more casual about their office’s air con.</p>
<p>If your office is just too warm and you’re seeking to install air conditioning, <a href="http://www.airconco.com/" target="_blank">Airconco</a> can help. Founded in 1986, the business have 25 years’ experience offering air conditioning units for both commercial properties and homes. An array of units can be found, and Airconco offer a great aftercare service so you can make certain you are getting a top quality service when you&#8217;re getting your new air conditioning unit from Airconco.</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
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			<wfw:commentRss>http://www.fbsa.org.uk/2011/09/getting-the-warmth-of-the-office-incorrect-can-set-off-air-con-anger/feed/</wfw:commentRss>
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		<title>Customer survey Exhibits Business Lose Cash On Their Own Phone Systems</title>
		<link>http://www.fbsa.org.uk/2011/05/customer-survey-exhibits-business-lose-cash-on-their-own-phone-systems/</link>
		<comments>http://www.fbsa.org.uk/2011/05/customer-survey-exhibits-business-lose-cash-on-their-own-phone-systems/#comments</comments>
		<pubDate>Thu, 26 May 2011 15:29:55 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Telecommunications]]></category>

		<guid isPermaLink="false">http://www.fbsa.org.uk/?p=66</guid>
		<description><![CDATA[A huge selection of agencies in britain are losing money on their own home telephone systems as per the hottest research project. Online investigation done by YouGov with respect to NewVoiceMedia has demonstrated by not routinely checking out the top cost savings, many small and medium businesses (SME) are falling in value. The conclusions revealed ...]]></description>
			<content:encoded><![CDATA[<p>A huge selection of agencies in britain are losing money on their own home telephone systems as per the hottest research project.<br />
Online investigation done by YouGov with respect to NewVoiceMedia has demonstrated by not routinely checking out the top cost savings, many small and medium businesses (SME) are falling in value.<br />
The conclusions revealed that 36% of economic owners and also decision makers confessed to not getting analyzed their method during the last 12 months, and even significantly less (30%) had researched their particular residential phone system in the last six months. Additional alarmingly, 26% of participants confessed they&#8217;d not really assessed your place of work telephone systems services for over two years.<br />
Do not end up being on the list of over a 3rd Britons who are not ensuring that they get the very best achievable package that is value for money, meet with <a href="http://www.abbeytelecom.co.uk/" target="_blank">Abbey Telecom</a> today.<br />
As corporations make an effort to get monetary savings and drive advantages rather than exploring the personnel force numbers to start with, view future benefits places much like the phone system to view what you could be saving.<br />
The case study, which comprised of 616 SMEs based in The British Isles, also showed that the dysfunction caused by adding a new system additionally, the time it included put people off from purchasing a telephone system but with Abbey Telecom we know how much of an effect this can include, so our professional team of experts are extremely quick and well-organised.<br />
Ten years ago the office have to be shut for a total day costing the business time and money just to set up new phone system as opposed to nowadays it is no longer true. The latest office landline could be set up in a mere 30 minutes, without having to modify the volume and also at an unbeatable price.</p>
<p>Spend less through these turbulent times and deploy a brand new phone system in your business right now with Abbey Telecom.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.fbsa.org.uk/2011/05/customer-survey-exhibits-business-lose-cash-on-their-own-phone-systems/feed/</wfw:commentRss>
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		<title>You Might Be A Brit Who Owns An Offshore Company? Investigation Discloses How You Are Unaware About Tipping Overseas</title>
		<link>http://www.fbsa.org.uk/2011/05/you-might-be-a-brit-who-owns-an-offshore-company-investigation-discloses-how-you-are-unaware-about-tipping-overseas/</link>
		<comments>http://www.fbsa.org.uk/2011/05/you-might-be-a-brit-who-owns-an-offshore-company-investigation-discloses-how-you-are-unaware-about-tipping-overseas/#comments</comments>
		<pubDate>Wed, 04 May 2011 08:34:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.fbsa.org.uk/?p=57</guid>
		<description><![CDATA[Latest research has shown that British people are lacking and clueless when it boils down to tipping on holiday. The findings, by travel website Trip Advisor, explains how Brits know even less about tipping traditions in foreign spots as compared to European alternatives and for that reason on this, are ‘clueless’. So if you&#8217;re a ...]]></description>
			<content:encoded><![CDATA[<p>Latest research has shown that British people are lacking and clueless when it boils down to tipping on holiday.</p>
<p>The findings, by travel website Trip Advisor, explains how Brits know even less about tipping traditions in foreign spots as compared to European alternatives and for that reason on this, are ‘clueless’.</p>
<p>So if you&#8217;re a Briton on foreign soil and possess an <a href="http://www.offshore-formations.com/">Offshore company</a> this positively applies to you.</p>
<p>Included in the study, 6,000 people from five unique countries were quizzed on their own knowledge and know how of offering a tip overseas. Participants from the UK, Italy, Spain, France and Germany took part to describe what they thought about customs overseas.</p>
<p>The effects discovered that 60% of British citizens have no idea about what they are wanted to tip in an strange state in contrast to 45% as the European average. This suggests that the British are much less knowledgeable of how to tip in contrast to the French, Germans, Spanish and Italians.</p>
<p>An <a href="http://www.offshore-formations.com/">Offshore company incorporation</a> can enjoy many many benefits for a director but if general local traditions like tipping are unknowledgeable then this could lead to further problems, particularly with additional study results. It uncovered that 16% of Britons accepted that they had been faced abroad after the inability to leave a tip compared to 11% of Europeans.</p>
<p>It can cause such havoc that many of those questioned were postponed from going on holiday to the US solely and simply due to the fact of the significance placed on tipping staff there. The country that had the most self-esteem about other countries’ tipping responsibilities and conducts is Italy.</p>
<p>So ensure that your <a href="http://www.offshore-formations.com/">Offshore companies</a> tip staff correctly with respect to that unique country’s conventions.</p>
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			<wfw:commentRss>http://www.fbsa.org.uk/2011/05/you-might-be-a-brit-who-owns-an-offshore-company-investigation-discloses-how-you-are-unaware-about-tipping-overseas/feed/</wfw:commentRss>
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		<title>Substantial rise in workspace the cost of rent in london due to the biggest shortfall since 1980</title>
		<link>http://www.fbsa.org.uk/2011/04/substantial-rise-in-workspace-the-cost-of-rent-in-london-due-to-the-biggest-shortfall-since-1980/</link>
		<comments>http://www.fbsa.org.uk/2011/04/substantial-rise-in-workspace-the-cost-of-rent-in-london-due-to-the-biggest-shortfall-since-1980/#comments</comments>
		<pubDate>Tue, 19 Apr 2011 09:49:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Office Space]]></category>
		<category><![CDATA[Office Rental]]></category>
		<category><![CDATA[Serviced Offices]]></category>

		<guid isPermaLink="false">http://www.fbsa.org.uk/?p=54</guid>
		<description><![CDATA[Need for London office space increased by 6% in the very first three months of the year, with the largest shortfall in more than 3 decades anticipated to create a big rise in rents next two years. Essentially the most marked raise since 1980 is being felt within the city caused by a lack of ...]]></description>
			<content:encoded><![CDATA[<p>Need for <a href="http://www.officialspace.co.uk/">London office space</a> increased by 6% in the very first three months of the year, with the largest shortfall in more than 3 decades anticipated to create a big rise in rents next two years.</p>
<p>Essentially the most marked raise since 1980 is being felt within the city caused by a lack of new developments as well as increasing demand. This has lead to rents in many areas increasingly drastically.</p>
<p>Rents within the City of London tend to be up 17.5% as well as rental prices within the West End will be up 19% ever since the very first quarter of 2010. The cost of rent are required to reach £100 per sq ft in certain places from the year 2013 as well as property owners are expected to cut back rent bonuses, therefore occupiers need to contemplate their possibilities cautiously.</p>
<p>In case your lease is due to expire soon, Official Space can help you look for the best <a href="http://www.officialspace.co.uk/">London office rental</a>. Having a selection of <a href="http://www.officialspace.co.uk/">London serviced offices</a> available throughout the city in perfect areas like the West End, City of London along with central London, together with offices for between 1 &#8211; 500 people, they can help you find the right foundation for your organization.</p>
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		<title>Loans And Credit Card Debts Triggering Brits To Lose Their Homes: Let Belmont Thornton Help</title>
		<link>http://www.fbsa.org.uk/2011/04/loans-and-credit-card-debts-triggering-brits-to-lose-their-homes-let-belmont-thornton-help/</link>
		<comments>http://www.fbsa.org.uk/2011/04/loans-and-credit-card-debts-triggering-brits-to-lose-their-homes-let-belmont-thornton-help/#comments</comments>
		<pubDate>Tue, 19 Apr 2011 09:40:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Finances]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Loan Insurance]]></category>
		<category><![CDATA[Loan Protection Insurance]]></category>
		<category><![CDATA[Mis Sold Payment Protection]]></category>

		<guid isPermaLink="false">http://www.fbsa.org.uk/?p=50</guid>
		<description><![CDATA[Debts, red letters and bailiffs can take hold of a person’s life. Finances are tight for most people these days and what with loans and credit card debts too; it is easy to understand how monies can go spiralling out of control. A late study has revealed that more than one hundred thousand home owners ...]]></description>
			<content:encoded><![CDATA[<p>Debts, red letters and bailiffs can take hold of a person’s life. Finances are tight for most people these days and what with loans and credit card debts too; it is easy to understand how monies can go spiralling out of control.<br />
<br /></br><br />
A late study has revealed that more than one hundred thousand home owners face losing their home because of £30,000 worth of credit card debts and personal loans.<br />
<br /></br><br />
Around 40,000 people are estimated to be having their homes repossessed this year and 90,000 homeowners have admitted they are struggling to make ends meet. Furthermore, shocking figures show that the UK’s average debt per person on credit cards and personal loans is £30,160.<br />
<br /></br><br />
These findings are anything but good news for the <a href="http://www.ppiclaimcompany.co.uk/mis-sold-ppi" target="_blank">mis sold payment protection</a> industry as many of the debts may involve the homeowner taking out <a href="http://www.ppiclaimcompany.co.uk/" target="_blank">loan protection insurance</a>.<br />
But Belmont Thornton can help. If you have taken out a secured loan maybe to pay off one of your credit cards in the last 10 years it is probable that you were persuaded to take out payment protection <a href="http://www.ppiclaimcompany.co.uk/" target="_blank">loan insurance</a> to cover you in case for any reason you weren’t able to make your repayments.<br />
<br /></br><br />
Personal loans can be anything from car purchase to house renovations; these are not unusual and often at times necessary in emergencies such as the boiler breaking down. Whatever the loan, let Belmont Thornton manage your mis-sold ppi claim.</p>
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		<title>Paying Back Cheap Loans</title>
		<link>http://www.fbsa.org.uk/2011/04/cheap-loans/</link>
		<comments>http://www.fbsa.org.uk/2011/04/cheap-loans/#comments</comments>
		<pubDate>Wed, 13 Apr 2011 05:22:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Cheap Loans]]></category>
		<category><![CDATA[Unsecured Loans]]></category>

		<guid isPermaLink="false">http://www.fbsa.org.uk/wordpress/?p=29</guid>
		<description><![CDATA[When you have already received cheap loans or unsecured loans it is important that you keep a copy of the agreement so that you remember when you are supposed to pay it back. Some agreements are for a lump sum while others are to be in instalments. No matter what the case is, you should ...]]></description>
			<content:encoded><![CDATA[<p><strong><a href="http://www.cheap-loans.co.uk/">When you have already received cheap loans or unsecured loans</a></strong> it is important that you keep a copy of the agreement so that you  remember when you are supposed to pay it back. Some agreements are for a  lump sum while others are to be in instalments. No matter what the case  is, you should always remember when the payment is due because there is  extra interest to pay and charges. The amount depends on the company.  The best companies have minimum payments but it is always wise to check  before hand and it looks much better if you remember to pay them on time  without delay.</p>
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		<title>Birthday Cards</title>
		<link>http://www.fbsa.org.uk/2011/04/birthday-cards/</link>
		<comments>http://www.fbsa.org.uk/2011/04/birthday-cards/#comments</comments>
		<pubDate>Wed, 13 Apr 2011 05:22:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.fbsa.org.uk/wordpress/?p=27</guid>
		<description><![CDATA[Delivering Your Heart’s Message through the Right Birthday card Delivering the right message with a beautiful birthday card is going to be great in many ways. A flash animated birthday card is a wonder to open as they come full of surprises and are very sweet with their message delivery. Flash animation birthday cards come ...]]></description>
			<content:encoded><![CDATA[<p><strong>Delivering Your Heart’s Message through the Right Birthday card</strong></p>
<p>Delivering the right message with a beautiful <a href="http://www.ecards.co.uk/birthday-card.php" target="_blank">birthday card</a> is going to be great in many ways. A flash animated birthday card is a  wonder to open as they come full of surprises and are very sweet with  their message delivery. Flash animation <a href="http://www.ecards.co.uk/birthday-card.php" target="_blank">birthday cards</a> come loaded with music, notes and bright colors that will delight  anyone. You will have the right chance of delivering your heart’s  message to your beloved with the flash animation card. This is a great  way of delivering a special birthday wish.</p>
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